Affordability and character rarely arrive together. This one manages both. Located in a USDA-eligible area, 164 London Road opens the door to 100% financing for qualified buyers - little to no money down for anyone held back by a down payment rather than a monthly payment. The major systems are done, and all of it permitted: boiler and chimney liner (2024), replacement windows (2024), roof (2022), upgraded electrical service, and ductless heat and AC. These are the expenses that quietly drain a buyer's first five years of ownership. Here, they are already handled, with permit records available. Inside, hardwood flooring runs through the main level, with a tiled bath and a wood-burning fireplace anchoring the living space. The finished lower level adds flexible square footage on durable, low-maintenance vinyl. The kitchen holds a genuine conversation piece - a vintage Chambers gas stove, the kind collectors seek out and cooks swear by. Two-car garage with automatic opener. The setting is part of the value. Gay City State Park sits minutes away, with more than 1,500 acres of trails, woodland, and swimming. Walking and biking paths are close at hand. Highland Park Market covers everyday errands, with Bolton and Manchester nearby for fuller shopping and dining. UConn is roughly 26 minutes out. Low money down. Low deferred maintenance. Real character in the finishes. A quiet, established town that people tend to stay in.